Transform your auto lending operations

Increase profitability and originate, service, and collect loans efficiently with intelligent automation.

The Encapture Difference

Encapture delivers significant process optimization across the entire lending team, creating confidence that your documents are secure, verified, and in the right place.

Development and Sourcing

Ensure quality and compliance

• Collect and extract data from missing documents from the borrower or dealer

• Auto-validate documents at the first point of touch

• Provide document audit trail with time stamps & chain of custody

Create more bandwidth

• Auto-compare & auto-calculate data from RIC & trailing documents

• Synchronize data across your systems of record and funding platform

• Eliminate costs and quality issues associated with outsourced processing services

• Increase lending capacity without adding additional headcount

Cut processing time

• Reduce contract processing time by 90% to less than one minute

• Repurpose or eliminate staff required for data entry

• Achieve auto-funding for the majority of contracts

Funding Operations

Automate document processing

• Quickly implement using our no-code document library

• Eliminate IT maintenance costs

• Reduce exception review queue time by 85% to less than 2 mins per loan

Generate time and cost savings across the whole team

• Reduce time on task to eliminate future FTE needs as you grow

• Reduce outsourced vendor contracts by 50% across a paper

• Decrease error rates and ensure better compliance

Enable a word-class operations team

• Utilize exception queue for training and development of staff

• Enable your best staff to focus on high priority and strategic tasks

• Create dashboards to track your most important KPIs

Sales and Dealership

Decrease error rates on invalid or missing data within a deal jacket

• Reduce exception queue review times from 15-20 mins to under 3 mins per loan

• Eliminate manual indexing by outsourced vendors

• Increase efficiency within Direct to Consumer channel

Create tighter document controls

• Auto-request missing docs from dealerships

• Future-proof business by readying for an increase in e-contracting

• Support future growth in the direct-to-consumer channel

Increase customer satisfaction

• Fund contracts same day

• Enable dealers to send a contract and ancillary docs via the preferred channel

• Increase coverage map to include auto, RV, and marine products